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Tai Kam-chai (Kent Cheng), aka Loan Shark, is a gangster style money lender who uses some dodgy debt collection method. Even though his wife Rose Chu (Maggie Shiu) keeps persuading him to quit, he has no regrets about what he is doing. Police Inspector Ching Yue-sum (Lai Lok Yi) has been keeping his eye on Kam-chai’s flagrant business and debt collection activities. Yue-sum has a righteous character and despises wrongdoers. He is determined to bring the villains to justice. On a certain day, amid thunderous lightning, Kam-chai abandons his ruthless ways as he is moved by some heavenly enlightenment. He uses his wealth to make contributions to the community and eventually transforms into Everybody’s Generous Papa.

「貴利王」戴金仔(鄭則仕飾)一直用江湖手法，經營財務放數，用不良手法追債，縱有妻朱露絲(邵美琪飾)屢勸金盤洗手，仍不知悔改。金仔經營手法及追債過程中，惹來一直虎視在側的神探程宇森(黎諾懿飾)注視，宇森正義凜然，疾惡如仇，誓要入刀山……某天，金仔被上天感召天打雷劈，從此放下屠刀，以財力回饋社會，變成派錢的「街坊財爺」……

After years of hard toiling, middle-aged FONG YING-FUNG (Kristy Tin) encounters drastic change in her life! Divorced and unemployed, plus her daughter leaving the nest, she is lost. Despite resistance, she finds her physical strength declines, losing touch with society. As a daughter, wife, and mother, she forgets that during her girlhood, she was once a hot-blooded, bold and frenetic rock and roll fan! Compared to her wild youth days, twenty years of life's necessities have changed her beyond recognition. Unexpectedly, she re-encounters her idol whom she was obsessed with! Now, her idol is not only in predicament, but also has an on-again, off-again relationship with her own husband. All these setbacks and impacts in her life force her to face past failures, getting back on her feet to inspire herself and those around her. Singing many touching songs, a group of dejected middle-aged men and women start afresh, for themselves, to live again!

人到中年， 營役半生， 方迎風(田蕊妮飾)的人生卻迎來遽變！ 失婚失業， 女兒離巢， 她迷失、 她頑抗， 卻體力衰退、 與社會脫節。 身為別人的女兒、 老婆、 老媽， 她卻忘了少女時代， 也曾是個熱血勇悍、 瘋狂追星的搖滾樂迷！ 二十年前的輕狂歲月， 二十年後的柴米油鹽， 面目全非的她， 竟重遇當年迷戀的偶像！ 偶像潦倒不堪， 丈夫欲斷難斷， 種種挫折與衝擊， 迫使她直面過去的失敗， 重新振作， 激勵自己與身邊人。唱著一首首動人歌曲， 一群失意的中年男女， 再次出發， 為了自己， 再活一次！